PRIVACY POLICY

Last updated: January 12, 2026

This Privacy Policy describes how Blu Clay Rose Fine Arts LLC dba Organized Chaos (“we,” “us,” or “our”) collects, uses, discloses, and protects your personal information when you visit or make a purchase from http://www.organized-chaos.shop (the “Site”).


1. Information We Collect

1.1 Personal Information You Provide

When you visit or make a purchase from the Site, we may collect:

  • Name
  • Email address
  • Billing address
  • Payment information (processed securely by third-party payment providers; we do not store full credit card numbers)
  • Account login information (if applicable)
  • Purchase history
  • Communications with customer support

1.2 Automatically Collected Information

When you browse the Site, we may automatically collect:

  • IP address
  • Browser type and device information
  • Operating system
  • Referring URLs
  • Pages viewed and time spent on the Site
  • Cookies and similar tracking technologies

2. How We Use Your Information

We use your personal information to:

  • Process transactions and deliver digital products
  • Send order confirmations and download access
  • Communicate with you regarding purchases or inquiries
  • Provide customer support
  • Improve our website, products, and user experience
  • Detect and prevent fraud or misuse
  • Comply with legal obligations

We do not use your information to provide personalized financial, tax, or legal advice.


3. Financial Planning Products Disclaimer

Our digital products consist of general financial planning documents for educational and organizational purposes only.
We do not collect sensitive financial information such as bank account numbers, investment account credentials, or tax records unless required by a third-party payment processor.

Purchasing or using our products does not create a financial advisor-client relationship.


4. Cookies and Tracking Technologies

We use cookies and similar technologies to:

  • Enable essential website functionality
  • Analyze website traffic and usage
  • Remember user preferences

You can disable cookies through your browser settings, but some Site features may not function properly.


5. Sharing of Personal Information

We may share your information with:

  • Payment processors to complete transactions
  • Email and delivery services to send purchase confirmations and download links
  • Analytics providers to improve website performance
  • Legal or regulatory authorities when required by law

We do not sell, rent, or trade your personal information.


6. Third-Party Services

The Site may include links to third-party websites or services. Blu Clay Rose Fine Arts LLC dba Organized Chaos is not responsible for the privacy practices or content of those third parties.


7. Data Retention

We retain personal information only for as long as necessary to fulfill the purposes outlined in this policy or as required by law.


8. Data Security

We use reasonable administrative, technical, and physical safeguards to protect your personal information. However, no method of electronic transmission or storage is completely secure.


9. Your Privacy Rights

Depending on your jurisdiction, you may have the right to:

  • Access your personal information
  • Request correction or deletion
  • Restrict or object to certain processing
  • Withdraw consent

To exercise these rights, contact us using the information below.


10. Children’s Privacy

Our Site is not intended for individuals under 18 years of age. We do not knowingly collect personal information from children.


11. International Users

If you access the Site from outside the United States, your information may be transferred to and processed in the U.S. or other jurisdictions with different data protection laws.


12. Changes to This Policy

We may update this Privacy Policy periodically. Changes will be posted on this page with a revised “Last updated” date.


13. Contact Information

Blu Clay Rose Fine Arts LLC dba Organized Chaos
Email: [your contact email]
Business Address: [optional]



TERMS & CONDITIONS

Last updated: [Insert Date]

These Terms and Conditions (“Terms”) govern your use of [your website URL] (the “Site”) operated by Blu Clay Rose Fine Arts LLC dba Organized Chaos.

By accessing or purchasing from the Site, you agree to these Terms.


1. Digital Products

All products sold on the Site are digital downloads. No physical items are shipped.

Upon purchase, you are granted a limited, non-exclusive, non-transferable license to use the digital product for personal use only unless otherwise stated.


2. Payments and Pricing

All prices are listed in USD unless otherwise noted.
Payment must be received in full before access to digital products is provided.

We reserve the right to change prices at any time without notice.


3. No Refund Policy

Due to the digital nature of our products, all sales are final.
We do not offer refunds, exchanges, or cancellations once a digital product has been delivered or accessed.


4. Intellectual Property

All content on the Site, including digital downloads, text, graphics, logos, and designs, is the intellectual property of Blu Clay Rose Fine Arts LLC dba Organized Chaos.

You may not:

  • Reproduce, distribute, or resell products
  • Share download links
  • Modify or create derivative works for commercial use

5. Prohibited Uses

You agree not to:

  • Use the Site for unlawful purposes
  • Attempt to gain unauthorized access to the Site or systems
  • Copy or redistribute digital products
  • Misrepresent our products as personalized financial advice

6. Disclaimer of Warranties

The Site and digital products are provided “as is” and “as available.”
We make no warranties, express or implied, regarding accuracy, completeness, or fitness for a particular purpose.


7. Limitation of Liability

To the fullest extent permitted by law, Blu Clay Rose Fine Arts LLC dba Organized Chaos shall not be liable for any indirect, incidental, consequential, or financial losses arising from the use of the Site or products.


8. Indemnification

You agree to indemnify and hold harmless Blu Clay Rose Fine Arts LLC dba Organized Chaos from any claims, damages, or expenses arising from your violation of these Terms.


9. Governing Law

These Terms are governed by the laws of the State of [Your State], without regard to conflict-of-law principles.


10. Changes to Terms

We may update these Terms at any time. Continued use of the Site constitutes acceptance of the updated Terms.


11. Contact Information

Blu Clay Rose Fine Arts LLC dba Organized Chaos
Email: [your contact email]



DISCLAIMER

Last updated: [Insert Date]

The information and digital products provided by Blu Clay Rose Fine Arts LLC dba Organized Chaos are for educational and informational purposes only.


1. No Financial Advice

We are not financial advisors, accountants, or attorneys.
Nothing on this Site or in our digital products constitutes:

  • Financial advice
  • Investment advice
  • Tax advice
  • Legal advice

You should consult a licensed professional before making financial decisions.


2. No Professional Relationship

Your purchase or use of our products does not create a financial advisor-client, accountant-client, or attorney-client relationship with Blu Clay Rose Fine Arts LLC dba Organized Chaos.


3. Accuracy of Information

While we strive to provide accurate and helpful information, we make no guarantees regarding completeness, accuracy, or applicability to your specific situation.


4. Assumption of Risk

You acknowledge that any financial decisions you make based on information from this Site or our products are made at your own risk.


5. Limitation of Liability

Blu Clay Rose Fine Arts LLC dba Organized Chaos shall not be liable for any losses, damages, or consequences resulting from the use of our Site or products.


6. Contact Information

If you have questions about this Disclaimer, please contact:

Blu Clay Rose Fine Arts LLC dba Organized Chaos
Email: [your contact email]

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